Welcome to SPELL JIF

ACCASBO, BCIP & GCSSD JIFs are three completely independent joint insurance funds, comprised of public school districts and dedicated partners. As independent funds, they build their risk management programs based upon the unique dynamics of their membership. The School Pool for Excess Liability Limits Joint Insurance Fund (SPELL JIF) was created in 2001 by the ACCASBO, BCIP and GCSSD JIFs in order to spread risk across a larger group and more economically procure excess insurance coverages. The SPELL JIF program provides exceptional coverage, annual dividends and safety training for member school districts that is superior both in its breadth and its quality to what is available to districts in the private insurance market… Read More >>